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Conference Calls (Current and Archived)

Earnings Conference Calls Dates & Times
Q2 2016 - Thursday 7-28-16, 7:00AM CT
Q2 2016 Free Cash Flow
Q3 2016 - Thursday 10-27-16, 7:00AM CT
Archived Earnings Conference Call Dates
Q2 2015 - Thursday, 07-30-15, 7:00AM CT
Q3 2015 - Thursday, 10-29-15, 7:00AM CT
Q3 2015 Non-GAAP Reconciliation
Q4 2015 - Thursday, 1-28-16, 7:00AM CT
Q1 2016 - Thursday 4-28-16, 7:00AM CT
First Cash - Updated Cash America, Merger Presentation
First Cash - Cash America, Merger Presentation
Q1 2016 - Additional Financial Commentary
Archived Earnings Conference Call Dates

Safe Harbor Statement under the Private Securities Litigation Reform Act of 1995:

        Communications on this website may contain forward-looking statements about the business, financial condition, operations and prospects of Cash America International, Inc. (the “Company”) and the proposed business combination with First Cash Financial Services, Inc. (“First Cash”). The actual results of the Company could differ materially from those indicated by the forward-looking statements because of various risks and uncertainties including, without limitation: the effect of, compliance with or changes in laws, rules and regulations applicable to the Company's business or changes in the interpretation or enforcement thereof; the regulatory and examination authority of the Consumer Financial Protection Bureau; the effect of any current or future litigation proceedings, including an unfavorable outcome in an outstanding lawsuit relating to the Company’s 5.75% Senior Notes due 2018 even though the Company believes the lawsuit is without merit and will vigorously defend its position, and any judicial decisions or rule-making that affects the Company, its products or the legality or enforceability of its arbitration agreements; decreased demand for the Company’s products and services and changes in competition; fluctuations in the price of gold and changes in economic conditions; public perception of the Company’s business and the Company’s business practices; accounting and income tax risks related to goodwill and other intangible asset impairment, certain tax positions taken by the Company and other accounting matters that require the judgment of management; the Company’s ability to attract and retain qualified executive officers; risks related to the Company’s financing, such as compliance with financial covenants in the Company’s debt agreements, the Company’s ability to satisfy its outstanding debt obligations, to refinance existing debt obligations or to obtain new capital; risks related to interruptions to the Company’s business operations, such as a prolonged interruption in the Company’s operations of its facilities, systems or business functions, cyber-attacks or security breaches or the actions of third parties who provide, acquire or offer products and services to, from or for the Company; risks related to the expansion and growth of the Company’s business, including the Company’s ability to open new locations in accordance with plans or to successfully integrate newly acquired businesses into its operations; risks related to the 2014 spin-off of the Company’s former E-Commerce Division that comprised its e-commerce segment, Enova International, Inc.; fluctuations in the price of the Company’s common stock; the effect of any of the above changes on the Company’s business or the markets in which the Company operates; and other risks and uncertainties indicated in the Company’s filings with the SEC. The proposed transaction with First Cash is also subject to various risks and uncertainties including, without limitation: the risk that the required approvals of stockholders of the Company or First Cash may not be obtained; the risks that condition(s) to closing of the proposed transaction may not be satisfied; the proposed transaction may not be consummated within the expected time frame, or at all; the risk that the businesses will not be integrated successfully; the risk that cost savings, synergies and growth from the proposed transaction may not be fully realized or may take longer to realize than expected; the diversion of management time on transaction-related issues; the risk that costs associated with the integration of the Company and First Cash are higher than anticipated; and litigation risk related to the proposed transaction. These risks and uncertainties are beyond the ability of the Company to control, nor can the Company predict, in many cases, all of the risks and uncertainties that could cause its actual results to differ materially from those indicated by the forward-looking statements. When used in this release, terms such as “believes,” “estimates,” “should,” “could,” “would,” “plans,” “expects,” “intends,” “anticipates,” “may,” “forecasts,” “projects” and similar expressions and variations as they relate to the Company or its management are intended to identify forward-looking statements. Additional information concerning risks related to the business, the proposed business combination with First Cash and other risk factors is also contained in the Company’s recently filed Annual Reports on Form 10-K, subsequent Quarterly Reports on Form 10-Q, Current Reports on Form 8-K, and other SEC filings. The Company disclaims any intention or obligation to update or revise any forward-looking statements to reflect events or circumstances.

Non-GAAP Financial Measures:

        In addition to the financial information prepared in conformity with generally accepted accounting principles in the United States of America (“GAAP”), the Company provides certain historical non-GAAP financial information. Management believes that presentation of non-GAAP financial information is meaningful and useful in understanding the activities and business metrics of the Company’s operations. Management believes that these non-GAAP financial measures reflect an additional way of viewing aspects of the Company’s business that, when viewed with its GAAP results, provide a more complete understanding of factors and trends affecting its business.

        Management provides non-GAAP financial information for informational purposes and to enhance understanding of the Company’s GAAP consolidated financial statements. Readers should consider the information in addition to, but not instead of, its financial statements prepared in accordance with GAAP. This non-GAAP financial information may be determined or calculated differently by other companies, limiting the usefulness of those measures for comparative purposes.



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